What This Policy Covers in India
We collect the details you send at account creation, the contact data you add later, and the technical signals your browser or device shares when you use the site. When you add or request funds through UPI, Paytm, or PhonePe, we may keep the reference number,
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amount, time stamp, and status so we can match the entry to your account and handle disputes. We use that data to run the service, check misuse, keep audit records, and answer your requests. We do not keep records longer than needed for those reasons, or
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longer if a legal duty in India requires it. If you ask for access, correction, or deletion, we will act where local law permits and may ask for proof before making a change.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.